Cracked Plumbing Seals, Leaks That Cause Common Insurance Claims

Some homeowners may not be aware that their household plumbing systems consist of more than a collection of pipes. For example, there are also fixtures, hoses, and especially rubber gaskets that play an important role in the proper functioning of the entire plumbing system. Some of the most common insurance claims for homeowners in need of such repairs involve leaks, cracked seals or rotted gaskets.

Tips To Prevent Cracked Seals And Dry Rot

Gaskets are important in creating an airtight seal for fixtures and therefore preventing leaks. Unfortunately, if they are not used on a regular basis, such parts can experience dry rot and eventually crack. Making sure that water runs through all the pipes in the home on a regular basis is a good way to prevent gaskets and seals from rotting.

If the home features a bathroom that is primarily used when guests are visiting or an extra sink is installed in the basement that is only used occasionally, water should be allowed to run through these spigots for a few moments every other day to ensure that the gaskets stay lubricated. Similarly, turning the water off when going away on vacation is not recommended. Although it may prevent flooding if a major leak occurs when you are away, the odds of that happening are far less than the odds of the beginning of dry rot while you are traveling. Once dry rot has begun, it is difficult to reverse. Having a plumber inspect the system before you leave is a better way to prevent problems while you are out of town.


plumbing gaskets and leaksPlumbing leaks that occur without your knowledge can lead to serious problems if not discovered in a timely manner. For example, a small leak concealed somewhere in the walls of your home can eventually harm the structural integrity of the dwelling, and promote the growth of mildew. Similarly, a sudden leak that occurs can flood the house and subsequently destroy appliances and furniture. In fact, this is a very common reason for turning in a claim on a homeowner’s insurance policy.

Statistically speaking, most major water damage occurs due to weather, rather than leaking or failing plumbing systems. However, the damage can be very similar, regardless of the underlying source. One of the best ways to discover leaks in their early stages is to keep a close eye on your water bill. Unusually high water bills, or even bills that have gone up a little when there is no obvious reason for the increase, should be regarded as a red flag.

Doing Your Part To Ensure A Claim Is Paid

It is important to follow the tips outlined above to do your part in discovering leaks and dry rot before they cause serious problems: although coverage varies from one homeowner’s policy to the next, most policies feature what is referred to as a “maintenance clause,” which is in place to ensure that the homeowner does his or her part to repair items such as leaky toilets or faucets prior to them causing significant damage and the filing of an insurance claim. Fortunately, most plumbing problems can be remedied quickly if they are caught in the early stages. Therefore, keeping an eye on gaskets, fixtures and closely watching your water bill will ensure such occurrences are kept to a minimum.

common plumbing insurance claimsIf you need a professional plumbing inspection, it is important that you schedule one before a small problem might become a bigger one and an insurance claim might have to be filed. For a professional plumber in your area, Robinson Plumbing can assist you with any plumbing questions that you might have as well as address any of your plumbing needs. Robinson Plumbing is a local, family owned company that is known for trusted, quality service.

Call us today at (610) 351-9889 or contact us for any questions that you might have!